2026 Guide
The best personal finance apps in 2026
We compared Brazil's leading money management apps side by side - Open Finance, AI, features and price - so you can choose with clarity.
Feature
Visor
Mobills
Organizze
Pierre
Oinc
Account connection via Open Finance
Yes
Yes
Yes
Yes
Yes
AI assistant for your finances
Yes
Partial
Via ChatGPT
Yes
No
Automatic spending categorization
Yes
Yes
Yes
Yes
Yes
Know if you can afford a trip or big purchase
Yes
Yes
Yes
Partial
No
Credit card installment detection
Yes
Yes
Manual
Partial
No
Balance and available limit forecast
Yes
Yes
Partial
Yes
No
MCP server (connects to AIs like ChatGPT)
Yes
Yes
Yes
R$ 200 plan
No
Independent of any bank or fintech
Yes
No
Yes
No
Yes
App and web version on all plans
Yes
Yes
Yes
Yes
App only
Comparison based on publicly available app information (June 2026).
Detailed comparisons
FEATURES
Stop spending time organizing your finances.
Automatic categorization
Every transaction goes into the right category, automatically.
Income
+ R$ 1.200
Installments
R$ 1.764
Subscriptions
R$ 353
Variables
R$ 1.432
Limit
R$ 12
/ R$ 7.200
Set a limit and see how much you can spend
Bakery
R$ 21,45
Netflix
R$ 34,90
Subscription
Uber
R$ 15,80
Secure
R$ 174,00
Subscription
Groceries
R$ 34,90
AI-powered subscription detection
R$ 67,02
1/6
R$ 20,00
6/12
R$ 256,23
5/10
R$ 19,29
7/12
Installment tracking
Spending pace
June
R$ 2.864,32
Spending pace
June
R$ 2.864,32
Spending pace
June
R$ 2.864,32
Personalized financial insights
Visor analyzes your spending and flags what needs attention, with practical suggestions to help you act in time.
The choice is yours
You already have everything you need to understand your finances and achieve what matters to you.
You already have everything you need to understand your finances and achieve what matters to you.
You already have everything you need to understand your finances and achieve what matters to you.
Visor connects your accounts, organizes your spending and shows whether your goals are within reach. No spreadsheets or guesswork, just you, Visor and your data.
